HSK 7-9
盘算
pánsuan动
to plot; to scheme; to calculate
他盘算着怎样节省这笔开支。
Tā pánsuanzhe zěnyàng jiéshěng zhèbǐ kāizhī.
He was calculating how to reduce this expense.
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Appears across levels (7-9) in the HSK 3.0 word list.