HSK 5
信用
xìnyòng名
trustworthiness; (commerce) credit; (literary) to trust and appoint
按时还钱才能保持信用。
Àn shí huán qián cái néng bǎo chí xìn yòng.
Repaying money on time preserves one's credit.
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New in the HSK 3.0 word list at level 5.